Ibrahim Kholilul Rohman is currently Senior Research Associate at Indonesia Financial Group Progress (IFG Progress). He is particularly responsible on researching the role and the pathways of digitization on the financial sector and how digitization will impact to the improvement of the industry especially in insurance and pension funds. Previously, he was a Chief Economist at Samudera Indonesia-one of the oldest shipping companies in Indonesia. Ibrahim spent ten years in Europe working in various positions. He was a research fellow at the United Nations University- Operating Unit on Policy Driven Electronic Governance (UNU-EGOV) in Guimaraes, Portugal. He was assigned to assess the role of electronic governance on country competitiveness. Prior to joining UNU, he was a research fellow at JRC Directorate Growth and Innovation- European Commission. He was in charge on a project analyzing the competitiveness of the EU´s ICT sectors on their R&D activities. The project is served as an input for the Europe’s Digital Progress Report (EDPR). Ibrahim teaches Digital Economics at the undergraduate program of the Faculty of Economics and Business, University of Indonesia. He earned his PhD in 2012 in Technology Management and Economics from Chalmers University of Technology, Gothenburg, Sweden. He got his bachelor and master’s degree in Economics from the University of Indonesia. He has published several articles on Telecommunications Policy and Science and Public Policy. He is also an active op-ed contributor with more than 30 articles in the Jakarta Post in various topics concerning digital economy, ICT and transportations.